The Real Cost of Cyber Claims

The Real Cost of Cyber Claims

Cyber losses are real and the costs of these claims are mounting as hackers become more sophisticated and the reporting requirements increase. According to the NetDiligence Data Breach Cost Calculator, here are some estimated claims costs for various types of cyber...
Employment Practices Liability Insurance

Employment Practices Liability Insurance

4 reasons small businesses decline EPLI coverage By Jeff Barnes Many owners of smaller businesses make assumptions about Employment Practices Liability Insurance – and some of those assumptions are not true. EPLI coverage provides vital protection for a small...
Occupational Heat Exposure

Occupational Heat Exposure

The summer heat brings new worries to the jobsite, heat exposure. The Occupational Safety and Health Administration (OSHA) has an entire section on their website dedicated to recognizing and mitigating the dangers of heat exposure.  Here’s a few of their...
Construction Related Hazards: Falls

Construction Related Hazards: Falls

Construction is among the most dangerous industries in the country. Bureau of Labor Statistics (BLS) data for 2017 showed 971 fatal on-the-job injuries, more than in any other single industry sector and nearly one out of every five work-related deaths in the U.S. that...
Travel Insurance That Works Year-Round

Travel Insurance That Works Year-Round

If you’ve ever been offered travel insurance when booking a trip, you know how confusing it can be. What does it cover? Who is the insurance company behind the coverage? How do I file a claim? Who do I contact with issues? The list goes on and on. Plus, if you...
Contractors – Focus on Safety

Contractors – Focus on Safety

Focus on Safety As one of the leading insurers of contracting clients in Central Ohio, Overmyer Hall Associates encourages and promotes an environment of safety first with all our clients. Our commercial lines specialists have a number of tools to help companies...