Zombie Subcontractors: How to Identify & Avoid Them

Zombie Subcontractors: How to Identify & Avoid Them

by Jack Kehl, AFSB Some background Recently, I spoke with one of my contractor clients who faced challenges on a project due to a failed subcontractor. After 25+ years in Surety, this story is all too familiar: bid day + low subcontractor turnout. Of the ones who do...
COVID-19 & Business Interruption Insurance

COVID-19 & Business Interruption Insurance

Ryan J. Beal Director – Financial Services Division Overmyer Hall Associates Your advisors have always been there for you when you have needed them. For cash management, liability management or investment management, they excel for you, their clients. As the...
Why D&O Insurance Isn’t Just For Public Companies

Why D&O Insurance Isn’t Just For Public Companies

If you’re an owner, board member or executive of a private company without directors and officers liability insurance, you may be putting yourself at risk against lawsuits by regulators, customers, vendors, competitors or partners. The reality is the frequency of...
Don’t Abbreviate 2020

Don’t Abbreviate 2020

It’s common practice to use abbreviations when dating legal and other documents, but security experts are recommending that you completely write out the year 2020. The reason? It would be easy to backdate a document dated 1/15/20. Adding a couple digits...
10 Ways to Protect Your Business When Hosting a Holiday Party

10 Ways to Protect Your Business When Hosting a Holiday Party

A few years ago, the Insurance Information Institute released an article about hosting office holiday parties responsibly, and lowering your risks of liability. The article still holds true today, we we’ve provided it below to give you some food for thought when...
The Real Cost of Cyber Claims

The Real Cost of Cyber Claims

Cyber losses are real and the costs of these claims are mounting as hackers become more sophisticated and the reporting requirements increase. According to the NetDiligence Data Breach Cost Calculator, here are some estimated claims costs for various types of cyber...