Winterization: Ways to Protect Your Business

Winterization: Ways to Protect Your Business

By Ebony Harrell, Claims Manager Unforeseen events happen daily, and those events can affect business operations – especially during the winter season. Winter brings us wonderlands and cheer, but as Claims Manager of Overmyer Hall Associates, I also recognize...
Social Inflation: What it is & Why it Matters

Social Inflation: What it is & Why it Matters

by Ryan J. Beal, CLCS While “economic inflation” is a core concern when helping your clients plan for their future, how do you account for “social inflation” when managing your own risk? Social Inflation is an issue that continues to gain steam and intensity, and we...
Cyber Insurance: Is It Really Necessary?

Cyber Insurance: Is It Really Necessary?

by Ryan J. Beal, CLCS Risk consultants advise cyber insurance is necessary, but policyholders are not always sure why. When business owners and professionals truly understand the value of their personal and financial properties, like one’s identity and hard-earned...
Why D&O Insurance Isn’t Just For Public Companies

Why D&O Insurance Isn’t Just For Public Companies

If you’re an owner, board member or executive of a private company without directors and officers liability insurance, you may be putting yourself at risk against lawsuits by regulators, customers, vendors, competitors or partners. The reality is the frequency of...
10 Ways to Protect Your Business When Hosting a Holiday Party

10 Ways to Protect Your Business When Hosting a Holiday Party

A few years ago, the Insurance Information Institute released an article about hosting office holiday parties responsibly, and lowering your risks of liability. The article still holds true today, we we’ve provided it below to give you some food for thought when...
The Real Cost of Cyber Claims

The Real Cost of Cyber Claims

Cyber losses are real and the costs of these claims are mounting as hackers become more sophisticated and the reporting requirements increase. According to the NetDiligence Data Breach Cost Calculator, here are some estimated claims costs for various types of cyber...