The Overmyer Hall Associates’s Surety Group is dedicated to partnering with all types of surety users, from contractors to Fortune 500 companies.
From the time you need a bond through the project’s completion, Overmyer Hall Associates actively supports the entire construction journey. Our Construction Insurance and Surety teams work seamlessly together to protect your site and contractors from start to finish.
Having more than 80 years of collective experience, our dedicated surety bond team has significant expertise in all areas of bonding, including program management, financial analysis, contract analysis and account underwriting and placement for bonds.
We know the unique risks faced by our clients. Our proactive, professional, and highly trained team is dedicated to knowing the right coverages and forms that are unique to construction and bonding. Let us help you increase bonding capacity and match your company with the right construction insurance and surety bonding solutions.
Our professionals are active in the following Industry associations:
Surety Association of Ohio (SAO)
American Sub Contractors Association (ASA)
Associated Builders and Contractors (ABC)
Associated General Contractors (AGC)
Builders Exchange (BX)
Building Industry Association (BIA)
Construction Financial Management Association (CFMA)
Ohio Contractors Association (OCA)
Construction Service Process: Audit, Place, and Advise
1. Initial Review Audit
- Subcontract Review
- Certificate Evaluation
- Safety Manual Review
- Insurance Program Review/Audit
2. Insurance Placement
- Develop Marketing/Placement Strategy
- Implementation of OHA Construction Coverage Standards
- Complete Checklist of Exposures
- Presentation of Solutions
- Issuance of Coverage
3. Ongoing Services
- Driver Pre-Qualification
- Online Certificates
- Pre-Bid Contract Review (Possibly add a drop down option for the following):
- Compliance with Owner/GC Requirements
- Placement of Specific Coverage
- Railroad Protective
- Owners & Contractors Protective Liability (OCP)
- Cancellation Provisions
- Pollution/Professional Liability
- Other Project Specific Coverage
- Claims Reporting/Monitoring and Review Meetings
- Loss Control Training
- Educational Seminars
Surety services:
- We provide ALL types of bonds
- Advise on how to maximize surety credit
- Analysis of Financial Statements, and Work in Process schedules
- Guidance through the sometimes difficult state prequalification process – ODOT is our specialty
- Assistance with Joint Venture selections and prequalification, including 8a, SBSDVO, HUB Zone Firms
- SBA Federal Bond programs for small businesses
- Consultation on issues between contractor and owners, construction managers, general contractors, architects and engineers
- Guidance with selection of CPA, attorney or banker
- Advice on how to increase surety credit and qualify for preferred bonding company rates
Customized surety products:
- Property & Liability • Owners & Contractors Protective
- Umbrella / Excess • Design / Build
- Employment Practices Liability • Railroad Protective
- Builders Risk • Professional
- Pollution / Environmental • All types of surety bonds
RELATED RESOURCES
Determining your Company’s Bonding Capacity
By Jack Kehl During my 20-plus years in the surety industry, I have been asked one question more than any other: “What is my bonding capacity and how is it determined?”...
Why D&O Insurance Isn’t Just For Public Companies
If you’re an owner, board member or executive of a private company without directors and officers liability insurance, you may be putting yourself at risk against...
10 Ways to Protect Your Business When Hosting a Holiday Party
A few years ago, the Insurance Information Institute released an article about hosting office holiday parties responsibly, and lowering your risks of...
OUR ADVISORS
A CULTURE OF TRUST
We know what coverages you need and when you need them. Let us handle the complex programs for you.