We’re proud to represent Chubb Insurance, the leading insurer of high-value homes in the world. The following article from Chubb provides some tips on things to consider when you are moving your home, especially if you are using movers and have valuable personal collections.
7 things we often forget when moving
If you’re contemplating a move in the near future, here are a few things you may want to put on your to do list – because these are the things we often forget in the moving minutiae.
- Moving company non-allowablesIf you’re one of the 650,000 each year who hire a professional moving company to help with your move*, make sure you check to see what they won’t move for you. Those items may include things like aerosol cans, paints, pesticides, fertilizer, cleaning products, propane tanks, and fire extinguishers.
- Special considerations for transporting fragile or valuable itemsIf you have fine art, sculpture, wine, or other valuable and fragile items, we suggest using a transportation company that specializes in moving those items. Chubb clients have access to our Preferred Service Provider Network of vendors, all of whom are carefully screened for quality and expertise. Also, our in-house specialists can provide advice on how to best package and transport your valuables during a move, as well as how to ensure that they are safe in your new home.
- The stuff in your safety deposit boxYou may keep important papers or valuable items such as jewelry in a safety deposit box. Don’t forget to retrieve those items and carefully consider how you’ll transport them safely to their new destination. Like other valuables in your home, fine jewelry deserves special treatment when moving from home-to-home or bank-to-bank
- Making a complete inventory of your possessionsBefore you put anything into a box or allow your moving company to start packing, make sure you have a complete inventory of your possessions, especially those that are most valuable. If you then label all of your boxes and packages with specific contents, you’ll know exactly what you have and where it is at all times. That way, if you are missing something after the move, you’ll either be able to locate it easily or you’ll have the documentation you need to make a claim.
- Measuring your current furniture and new homeIf you’re taking your furniture with you to your new home, you may want to take measurements of both the furniture and your new space, just to make sure the furniture will fit through the doors and will work well in your new home. After all, you wouldn’t want to haul your favorite sectional across the country, state (or even across the street) just to find out it is too large for your new living room.
- Transporting plants across state linesIf your plants are making a move across state lines with you, contact your moving company or the states you’ll be crossing for specific rules and regulations. Not all states welcome all types of plants, as some are considered invasive and therefore not wanted.
- How to take care of pets when moving long distancesIf you’re just moving an hour or two away, your pets should be fine going from place to place. However, if you’re moving hundreds of miles, you may want to talk to your veterinarian for ideas on how to make your furry friends comfortable before, during, and after the move. After all, most pets are used to a particular location and routine, and may not take well to flying in a plane or driving across country for days.
*Source: American Moving & Storage Association, www.moving.org
About Overmyer Hall Associates
Overmyer Hall Associates is one of the fastest growing agencies in the country, quickly becoming one of the largest property and casualty insurance agencies in Central Ohio. Overmyer Hall Associates provides clients with insurance and risk management, specializing in Business Insurance, Surety Bonding, and Home & Auto Insurance. Since its founding in 2011, the firm has been awarded Columbus Business First’s "Fast 50" and "Best Places to Work" awards, the IIABA’s “Best Practices Agency” recognition, Columbus CEO Magazine’s “Best Insurance Broker” and the Columbus Young Professionals Club’s “Wonderful Workplace for Young Professionals” award. www.oh-ins.com